Short term car insurance, from 1 to 28 days Pay-as-you-go (month by month) car insurance

UK pay-as-you-go (month by month) car insurance

In the UK, pay-as-you-go, or month by month, car insurance has become more common over the last several years as people have started looking into alternatives to the traditional model of car insurance. Traditional car insurance in the UK typically requires purchasers to buy a year's worth of insurance at a time, which means people can be stuck paying high fees for months on end without cause, even if they have already decided to exchange their current vehicles or are eager to drop or change their insurance plans. This is inconvenient at best and horridly expensive and inefficient at worst; everything changes with month by month car insurance.

When you purchase a month by month car insurance policy, you only need to buy cover when you need it and as you need it. This can be done for a monthly premium on a month to month basis. In other words, it is easy as pie to purchase your cover each month when you need some form of cover and then turn off your cover when you no longer need it. This can be a great convenience if you do not drive your vehicle often, for example, and are not interested in paying to keep it insured when it is not even on the road.

Once you sign up for a month by month car insurance policy, you will receive a renewal notice in the mail a few days to a week before your policy expires. If you are interested in having your policy extended for another month, you do not have to do anything, as the company with which you have the insurance policy will renew your premium and account automatically so they can collect the premium that accompanies your account. In contrast, if you would prefer not to continue your current policy, you can most often go online and find the policy and cancel it as long as you do so before the account reaches its expiration date.

As discussed above, one of the primary advantages of having a month by month car insurance plan instead of a traditional twelve month plan for cover is that you can quickly save a lot of money if you do not drive your vehicle very often. If you drive your car seven days a week and three hundred sixty five days a year, you would probably be better off with a traditional twelve month plan.

However, if you are one of the many drivers in the UK who does not use his or her vehicle on a daily basis, you might find yourself paying over and over again, day after day, to provide useless cover for a car that is not even being driven. This is simply a waste of money, and there are very few people who can afford to waste this much money without a good reason. It is a much smarter plan, therefore, to only buy as much cover as you need, and only when you need it.

You might think that if you opt for a month by month car insurance plan in the UK instead of a standard twelve month insurance plan that you will not be eligible for a variety of packages and bonuses that come with traditional cover plans. However, this is not the case. In most instances, even if you have month by month insurance plans, you can still take advantage of a number of features, such as the ability to cover several cars on a single insurance policy, instead of having to have each of them on separate policies.

The ability to have multiple cars stacked onto the same car cover policy is advantageous because it could save you a good amount of money. This is a luxury that people with traditional twelve month insurance cover plans have enjoyed for some time, and it is one you do not have to stop enjoying simply because you decide to switch to a UK pay-as-you-go car insurance plan. Instead, you can name up to 4 named drivers on your car policy, and each could have as much cover as the primary driver on the car insurance title.

Another advantage of picking a month by month car insurance plan is that you can often lock in the same monthly rate for several months into the future, which is not something you can guarantee when you use a traditional twelve month car cover plan. When you use a month by month car insurance plan, you might be able to guarantee your monthly quote for up to 8 months in advance as long as you do not make any changes to your car insurance plan.

This can be a great advantage for people who are on a fixed income, such as senior citizens, or people who do not have much money to go around and who cannot afford to have their car insurance plans changing wildly from season to season. With a month to month pay-as-you-go car insurance policy, you can actually have more stability and peace of mind than you otherwise would through a traditional account. This is one of those advantages that most people do not think of because they associate a monthly policy account with instability. However, within that flexibility that only comes with this kind of plan also comes a certain amount of stability, and it is one of the best kept secrets of car insurance in the UK.

Finally, it is important to note that you will still have to go through a quote process when you select a UK pay-as-you go month by month car insurance package, just as you would have to do if you selected a traditional insurance package. However, the quote process associated with the month by month plan is typically a simple one that does not require much time or effort to complete; you simply provide information about your driving history and style, and the numbers are calculated to provide you with a quote.

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